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Sheng Zhao

Assistant Professor

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Research activity per year

Personal profile

Personal profile

Sheng Zhao is the assistant professor in Economics in IBSS, XJTLU. He holds a PhD (Management Science and Business Economics) from the University of Edinburgh and joined XJTLU in 2018. Before the PhD study, he had a working experience in Barclays Bank of UK in 2015. Shengs research interests are credit risk management, banking regulation, housing economics and Fintech. He has published articles in high-ranked academic journals, such as Journal of International Financial Institutions, Markets Money, European Journal of Finance, International Journal of Finance Economics and International review of Economics Finance. Sheng is supervising 1 PhD student.

Research interests

Chinese regional economic development

Chinese housing market

Financial Risk Management

Credit Score Modelling

Banking Regulation

Credit Ratings


Internship Risk Analyst, Barclays (Southampton, UK), 2015

Teaching Assistant, University of Edinburgh, 2016-2018

Assistant Professor in Economics, Xian-Jiaotong Liverpool University, Dec 2018--Present


ECO 415 Dissertation of MSc in Business Analytics; Module leader

ECO 111 Quantitative Method; Module leader

ECO 404 Macroeconomics; Module leader

Awards and honours

2023,Best Paper Award of annual conference of BAFA (British Accounting and Finance Association)-Northern Area Group

2021, Best Paper Award of Future Finance and Economics Association Conference

2015, Won the University of Edinburgh Business School MSBE scholarship (3-year full scholarship)

2018, Won the Best PhD TA Award (2017-18), University of Edinburgh Business School (£1000 funding for academic use)

Education/Academic qualification

Ph.D, University of Edinburgh

MSc in Banking and Risk, University of Edinburgh

Bachelor of Economics in Financial Statistics and Risk Management, Southwestern University of Finance and Economics

Person Types

  • Staff


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