Locally risk-minimizing hedging strategies for unit-linked life insurance contracts under a regime switching Lévy model

Linyi Qian, Hailiang Yang, Rongming Wang*

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

5 Citations (Scopus)

Abstract

This paper extends the model and analysis in that of Vandaele and Vanmaele [Insurance: Mathematics and Economics, 2008, 42: 1128-1137]. We assume that parameters of the Lévy process which models the dynamic of risky asset in the financial market depend on a finite state Markov chain. The state of the Markov chain can be interpreted as the state of the economy. Under the regime switching Lévy model, we obtain the locally risk-minimizing hedging strategies for some unit-linked life insurance products, including both the pure endowment policy and the term insurance contract.

Original languageEnglish
Pages (from-to)1185-1202
Number of pages18
JournalFrontiers of Mathematics in China
Volume6
Issue number6
DOIs
Publication statusPublished - Dec 2011
Externally publishedYes

Keywords

  • Lévy process
  • Unit-linked life insurance
  • regime switching
  • risk-minimization

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