Abstract
Financial cloud computing integrates cloud technology into financial services, providing scalability, flexibility and co-efficiency for institutions. As a core technology, it enhances computing power, facilitating the rapid development of digital finance and leading to a large number of innovative cloud-based financial products to emerge. The interviews have been conducted with financial industry employees to gain insights into their opinions and experiences regarding the development of financial cloud computing and risk management. These interviews identified critical gaps in the current risk management frameworks supported by financial cloud computing, particularly regarding privacy disclosure and network disruptions. These results point to the requirement for more complete solutions to data security and operational stability. This paper provides new insights into the future direction of financial cloud computing by emphasizing the importance of addressing the identified risk management challenges. It not only reveals the necessity of future innovations in privacy assurance, network availability and system endurance, unveiling the shortcomings of current risk management frameworks, but also offering insights for future innovation and streamlining the security of financial cloud systems, resulting in the continuous evolution of secure and efficient financial cloud solutions.
| Original language | English |
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| Title of host publication | The Palgrave Encyclopedia of Cyberpsychology |
| Place of Publication | Cham, Switzerland |
| Publisher | Springer Nature Switzerland |
| Publication status | Submitted - 25 Jun 2025 |