Projects per year
Personal profile
Personal profile
Dr. Fan Liu is an Assistant Professor in Economics at International Business School Suzhou (IBSS), Xi’an Jiaotong-Liverpool University (XJTLU). She obtained her Ph.D. in Economics from the University of Iowa. Her research focuses on the areas of financial inclusion and resilience, financial intermediation, innovation and fintech, macroeconomics, small business entrepreneurship (MSMEs), household finance, and gender. Dr. Liu has published in leading research journals, e.g. Journal of Economic Behavior Organization (SSCI, ABS3*, ABDC A*), Emerging Markets Review (SSCI, ABDC A, JCR Q1 IF 5.6), Finance Research Letters (SSCI, ABDC A, JCR Q1 IF 7.4) and Empirical Economics (SSCI, ABDC A). Dr. Liu is currently an Editorial Board Member of Springer Nature Humanities & Social Sciences Communications, a SSCI-indexed CAS Q1 journal.
Dr. Liu's teaching covers a broad range of modules in Economics and Finance. She received teaching awards from both the University of Iowa and XJTLU. In addition, she is the Fellow of the Higher Education Academy (FHEA) in the UK. At XJTLU, Dr. Liu supervises Ph.D., masters, and undergraduate dissertations. She also serves as the Director of Internationalisation for IBSS.
Research interests
Financial Inclusion and resilience
Financial Intermediation
Innovation and FinTech
Macroeconomics
Entrepreneurship and SMEs
Household finance
Gender
Experience
Assistant Professor, Xi’an Jiaotong-Liverpool University, Suzhou, China, 2021- Present
Director of Internationalisation, International Business School Suzhou, XJTLU, 2020-Present
Quantitative Techniques in Economics and Management (QTEM) Academic Coordinator, 2021-Present
QTEM International Officer, 2021-Present
Adjunct Research Fellow for XIPU Think Tank, XJTLU, 2020-2023
Internationalisation Officer, Department of Economics, International Business School Suzhou, XJTLU, 2018-2021
Lecturer, Xi’an Jiaotong-Liverpool University, Suzhou, China, 2017- 2021
Instructor, Tippie College of Business, The University of Iowa, Iowa City, U.S., 2016 - 2017
Teaching
ECO105 Introduction to Business and Economics
ECO224 Intermediate Macroeconomics
LAN104 Communication, Business, and the Environment
ECO201 History of Economic Thought
MAN303 Final Year Project
ECO401 Econometrics (TA)
Awards and honours
2024 IBSS Service Award, IBSS, XJTLU
2020 IBSS Development Fund, Discussion at the Allied Social Science Association Annual Meeting (ASSA/AEA), IBSS, XJTLU
2019 IBSS Contribution to Education Research Award, XJTLU
2018 Conference Travel Grant, International Business School Suzhou, XJTLU
Expertise related to UN Sustainable Development Goals
In 2015, UN member states agreed to 17 global Sustainable Development Goals (SDGs) to end poverty, protect the planet and ensure prosperity for all. This person’s work contributes towards the following SDG(s):
Education/Academic qualification
PhD, University of Iowa
Research areas
- Financial Inclusion and resilience
- Innovation and FinTech
- Sustainable Development
Person Types
- Staff
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Collaborations and top research areas from the last five years
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An exploratory study using data science methods to predict households’ risk tolerance and financial behaviours
Liu, F. (PI)
1/07/23 → 30/06/26
Project: Internal Research Project
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Population Medicine and Sustainable Development
Valerio Mendoza, O. M. (PI), Chen, S. (CoPI), Bofulin, M. (CoPI), Wang, X. (CoPI), Li, J. (CoPI), Yang, T. (CoPI), Liu, F. (CoPI), Kameyama, Y. (CoPI), Johnson, L. (Team member) & Wanglu, H. (Team member)
1/01/23 → 31/12/26
Project: Collaborative Research Project
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Population Medicine and Sustainable Development: European Opportunities in collaborating with China to improving global health (sub-project)
Liu, F. (PI), Bai, Y. (Team member), Li, Y. (Team member) & Tu, G. (Team member)
1/06/24 → 31/08/24
Project: Collaborative Research Project
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Geographical and educational disparities: How credit access drives performance convergence in Chinese MSMEs
He, M., Bai, Y., Liu, F. & Stamatogiannis, M. P., Nov 2025, In: Finance Research Letters. 85, 108057.Research output: Contribution to journal › Article › peer-review
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Microfinance in the U.S.
Liu, F. & Villamil, A., 21 Aug 2025, In: Economic Theory.Research output: Contribution to journal › Article › peer-review
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Risk, gender, and digital finance
Liu, F., Lyons, A. C. & Fang, E. S., Jun 2025, In: Finance Research Letters. 79, p. 107295 1 p., 107295.Research output: Contribution to journal › Article › peer-review
2 Citations (Scopus) -
Use Cases in Fintech
Liu, F. & Lyons, A. C., 1 Jan 2024, The Emerald Handbook of Fintech: Reshaping Finance. Baker, K., Filbeck, G. & Black, K. (eds.). Emerald Publishing, p. 43-64 22 p.Research output: Chapter in Book or Report/Conference proceeding › Chapter
2 Citations (Scopus) -
Building financial resilience through financial and digital literacy in South Asia and Sub-Saharan Africa
Kass-Hanna, J., Lyons, A. C. & Liu, F., Jun 2022, In: Emerging Markets Review. 51, 100846.Research output: Contribution to journal › Article › peer-review
170 Citations (Scopus)
Activities
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Turning Glass Cliff into Institutional Reconfiguration Opportunity in China: A Quantitative Analysis of the Impact of Top Corporate Woman Leadership Appointment to Local New Civil Servant Recruitment
Fan Liu (Speaker)
1 Sept 2025 → 5 Sept 2025Activity: Talk or presentation › Presentation at conference/workshop/seminar
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Culture narratives and inclusive leadership
Fan Liu (Supervisor), King Yoong Lim (Co-supervisor) & Yang Chen (Co-supervisor)
1 Jun 2025 → 28 Aug 2025Activity: Supervision › Completed SURF Project
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Landslide exposure & green energy project preference: recent global evidence
King Yoong Lim (Supervisor), Fan Liu (Co-supervisor) & Yang Chen (Co-supervisor)
1 Jun 2025 → 28 Aug 2025Activity: Supervision › Completed SURF Project
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15th International Interdisciplinary Conference of Gender, Work and Organization (Event)
Fan Liu (Reviewer)
2025 → …Activity: Peer-review and editorial work of publications › Publication Peer-review